Selling a house during bankruptcy
If you’re considering bankruptcy or have already filed, selling your house is possible, but it has to be done the right way. We work alongside your attorney and the trustee so the sale goes smoothly.
- We work with your attorney
- As-is, no repairs
- We pay all closing costs
What to know before you sell
Every bankruptcy is different. These are the common paths, but your attorney should guide the decision.
Sell before filing
Sometimes the right move, but the timing and use of the money matter. Talk to a bankruptcy attorney first.
Sell during Chapter 13
Often possible with court or trustee approval, and can help pay off the plan early.
Sell during Chapter 7
The trustee usually controls the sale of non-exempt property. We can make an offer to the trustee.
Sell to us as-is
We give a firm cash offer, wait for any required court or trustee approval, and close without repairs or fees. Get an offer →
How a sale during bankruptcy works
- Talk to your attorney. If you’ve filed, your attorney or trustee needs to be involved before any sale.
- Get a cash offer within 24 hours. No repairs, no showings, no fees.
- Court or trustee approval. If required, your attorney files for approval. We wait and keep the offer in place.
- Close. Liens are paid at closing, and proceeds are handled the way the court or plan requires.
Important
- We’re not attorneys and this isn’t legal advice. Talk to a bankruptcy attorney before selling.
- Once you file, you generally can’t sell your house without permission from the court or trustee.
- Homestead exemptions, which protect some of your equity, vary a lot by state.
- A sale can sometimes stop a foreclosure that’s already underway, but timing matters.
Why sellers choose BAM
- 20+ years buying houses, 500+ purchased
- Fair cash offer within 24 hours, with the math explained
- No commissions or fees, and we pay all closing costs
- Close in as little as 2–3 weeks, or on your date
Common questions
Can I sell my house while in Chapter 13 bankruptcy?
Often, yes, with approval from the court or trustee. Your attorney files the request, and we can wait for approval before closing.
What happens in Chapter 7?
The trustee typically controls the sale of property that isn’t protected by an exemption. We can make an offer directly to the trustee.
Should I sell before filing for bankruptcy?
It depends on your situation. Selling before filing can affect your case, so talk to a bankruptcy attorney first.
Will you work with my bankruptcy attorney?
Yes. We work alongside attorneys and trustees regularly and provide whatever paperwork they need.
Do I keep any money from the sale?
It depends on your chapter, your state’s exemptions and your plan. Your attorney can tell you what you’re likely to keep.
We buy houses in 30+ markets, including Houston, Dallas, Phoenix, Atlanta, Tampa Bay, Las Vegas and Chicagoland. See all markets →
Get your cash offer
Free, no obligation, within 24 hours. No repairs, no fees.