Sell your house fast in Tampa Bay, FL
We buy houses across Tampa Bay as-is, for cash, from St. Petersburg to Wesley Chapel. Storm damage, insurance headaches or an inherited home: get a fair offer within 24 hours.
- Any condition, any situation
- We pay all closing costs
- Close in as little as 2–3 weeks
Get your Tampa Bay cash offer
Takes 30 seconds. No obligation.
Prefer to talk? (312) 818-3954
Why Tampa Bay homeowners sell to us
Recent hurricanes, flooding and rising insurance costs have left many Tampa Bay owners with repairs they don’t want to take on. We buy houses as-is, damage and all.
Hurricane & flood damage
Sell a storm- or flood-damaged house without waiting on repairs or insurance claims.
Insurance costs
Can’t get or afford coverage, or have an older roof insurers won’t cover? We buy as-is.
Inherited homes
We help families sell inherited homes across Hillsborough, Pinellas and Pasco.
Snowbirds & out-of-state owners
Sell your Florida house without flying in for showings.
Sold in 3 simple steps
Tell us about the house
Fill out the form or call. We’ll ask a few questions about the property and your timeline.
Get a fair cash offer
After a short walkthrough, you get a written offer within 24 hours, with the math explained.
Close on your date
Florida sales close through a title company or closing attorney. Close in as little as 2–3 weeks, or on the date you pick. We pay all of your closing costs.
We buy all over Tampa Bay
We buy across Hillsborough, Pinellas, Pasco and Hernando counties.
“I lost my job and got behind on my mortgage… We closed in 9 days and I avoided foreclosure.”
“My brother and I inherited our mom’s house… They handled the entire process.”
Reviews from BAM sellers. We’ll add Tampa Bay seller stories here as we close more deals locally.
What selling a house in Tampa Bay looks like right now
Tampa Bay runs from 1920s bungalows in Seminole Heights and St. Petersburg to 1960s and 1970s concrete block ranches in Town ‘n’ Country, Largo and west Pasco, to new subdivisions around Riverview and Wesley Chapel. A lot of the older stock sits low and close to the water. Hurricanes Helene and Milton hit the area back to back in the fall of 2024, and many homes in coastal Pinellas and Hillsborough took on water. That is a big reason owners here sell as-is. Some face repairs that trigger flood zone rebuilding rules. Others face higher insurance premiums, an aging roof an insurer will not cover, or a house they inherited and cannot manage from out of state. Prices in the city of Tampa were still up year over year in August 2026, but homes are taking longer to sell and many listings see price cuts. A house that needs work has a harder time competing with move-in-ready listings.
Tampa Bay market snapshot, August 2026
42.0% of homes sold had a price drop, and homes sold for 96.9% of list price on average
Data: Redfin, City of Tampa, August 2026.
Probate, taxes and foreclosure in the Tampa Bay area
Each county runs these a little differently. Here’s what matters when you’re selling an inherited house, dealing with back taxes or trying to stay ahead of a foreclosure. General information, not legal advice.
Hillsborough County County seat: Tampa
- Probate
- Probate is handled by the Thirteenth Judicial Circuit Court in Hillsborough County, with filings through the Hillsborough County Clerk’s Probate, Guardianship and Trust department. Summary administration is available when the non-exempt estate is $150,000 or less for deaths on or after July 1, 2026 (it was $75,000 before), or when the person has been dead more than two years.
- Property taxes
- The Hillsborough County Property Appraiser sets values and the Hillsborough County Tax Collector collects; taxes are due November 1 and delinquent after April 1. If you disagree with your value, you can petition the Value Adjustment Board within 25 days after the TRIM notice is mailed in August. The Clerk lists a $50 filing fee.
- Foreclosure and tax sales
- Florida foreclosure is judicial, and the Hillsborough Clerk holds foreclosure sales online every weekday at 10:00 a.m.; you can redeem until the clerk files the certificate of sale. Delinquent taxes go to a tax certificate sale the Tax Collector runs in late May, certificates carry up to 18% interest, the holder can apply for a tax deed after two years, and tax deed sales are held online on Thursdays at 10:00 a.m.
Pinellas County County seat: Clearwater
- Probate
- Probate is handled by the Sixth Judicial Circuit Court’s probate division in Pinellas County, with records kept by the Pinellas County Clerk. Summary administration is available when the non-exempt estate is $150,000 or less for deaths on or after July 1, 2026 (it was $75,000 before), or when the person has been dead more than two years.
- Property taxes
- The Pinellas County Property Appraiser sets values and the Pinellas County Tax Collector collects and runs the tax certificate sale. If you disagree with your value, you can petition the Value Adjustment Board within 25 days after the TRIM notice is mailed in August.
- Foreclosure and tax sales
- Foreclosure is judicial, and the Pinellas Clerk holds mortgage foreclosure sales online at pinellas.realforeclose.com; you can redeem until the clerk files the certificate of sale. Unpaid taxes are sold as tax certificates, a holder can apply for a tax deed once two years have passed since April 1 of the year the certificate was issued, and you can redeem until the tax deed is issued or the deed buyer pays in full. The Clerk holds tax deed sales online at Pinellas.RealTaxDeed.com.
Pasco County County seat: Dade City
- Probate
- Pasco is also in the Sixth Judicial Circuit, and its Probate and Guardianship division handles estates filed with the Pasco County Clerk and Comptroller. Summary administration is available when the non-exempt estate is $150,000 or less for deaths on or after July 1, 2026 (it was $75,000 before), or when the person has been dead more than two years.
- Property taxes
- The Pasco County Property Appraiser sets values and the Pasco County Tax Collector collects. If you disagree with your value, you can petition the Value Adjustment Board within 25 days after the TRIM notice is mailed in August.
- Foreclosure and tax sales
- Foreclosure is judicial; the Clerk sells the property at the time and place set in the final judgment, and Florida law lets clerks hold these sales electronically. You can redeem until the clerk files the certificate of sale. Unpaid taxes are sold as tax certificates, a holder can apply for a tax deed once two years have passed since April 1 of the year the certificate was issued, and you can redeem until the tax deed is issued or the deed buyer pays in full.
Where we buy houses around Tampa Bay
We buy in every part of the metro, in any condition. These are some of the areas and ZIP codes we see most.
- Seminole Heights33603, 336041910s-1920s Craftsman bungalows
- South Tampa33606, 33609, 33611, 33629older bungalows and ranches in flood-prone low areas
- Tampa Heights and Ybor City33602, 33605early 1900s homes and infill
- Town ‘n’ Country33615, 33634, 336351960s-1970s block ranches
- Temple Terrace33617, 33637mid-century ranches near the Hillsborough River
- Brandon33510, 335111970s-2000s subdivisions
- Riverview33569, 33578, 33579newer subdivisions, many with HOA or CDD fees
- St. Petersburg33701, 33704, 337131920s bungalows in Old Northeast and Kenwood
- Clearwater33755, 33756, 33759, 337651950s-1970s ranches and condos
- Largo33770, 33771, 33773, 33774mid-century block ranches and manufactured homes
- Pinellas Park33781, 337821960s-1980s block ranches
- Dunedin34698older cottages and ranches near the Gulf
- New Port Richey34652, 34653, 34654, 346551960s-1980s block homes, many built for retirees
- Holiday34690, 34691small 1960s-1980s block ranches
- Wesley Chapel33543, 33544, 33545newer master-planned communities with HOA and CDD fees
- Zephyrhills33540, 33541, 33542older homes and manufactured-home communities
What a Tampa Bay seller actually walks away with
The list price isn’t what you keep. Here’s an illustrative example for a dated Tampa Bay house that needs work. We set the after-repair value a little under the Tampa median because the example is an older, smaller block home, and the repair budget covers a roof, HVAC, a basic kitchen and cosmetic work.
| List it yourself | Sell to BAM as-is | |
|---|---|---|
| Sale price after repairs | $445,000 | Your offer amount |
| Repairs before listing | −$50,000 | $0 |
| Agent commissions (5.5% assumed) | −$24,500 | $0 |
| Title, escrow, transfer tax and other seller costs (est. 1.5%) | −$6,700 | $0, we pay them |
| Holding costs for 3 to 4 months (est. 1%) | −$4,500 | $0 |
| Inspection repair credits and concessions (est. 1%) | −$4,500 | $0 |
| What you walk away with | $354,800 | Your offer, dollar for dollar |
Illustrative example, not an offer or appraisal. Commissions are negotiable and every house is different. If you list with an agent, commissions are negotiable and are often in the 5% to 6% range for both sides combined. In Hillsborough, Pinellas and Pasco the seller customarily pays for the buyer’s owner’s title insurance policy, though that can be negotiated. Florida charges documentary stamp tax on the deed at $0.70 per $100 of the price, or about $3,150 on a $450,000 sale.
Compare our cash offer to that bottom-line number, not to the list price. If it’s close, you skip the repairs, the showings and months of waiting. If listing will clearly net you more, we’ll tell you.
Sources for this page (20)
- hillsclerk.com/court-services/probate-guardianship-and-trust
- hillsclerk.com/vab
- hillstaxfl.gov/taxes/real-estate-tax/delinquent-property-tax/
- hillsclerk.com/court-services/foreclosure-sales
- hillsclerk.com/taxdeeds
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0735/Sections/07
- flsenate.gov/Laws/Statutes/2025/194.011
- flsenate.gov/Laws/Statutes/2025/45.0315
- jud6.org/
- mypinellasclerk.gov/Home/Probate-Mental-Health
- mypinellasclerk.gov/Home/Civil-Court
- mypinellasclerk.gov/Home/Recording-Services
- flsenate.gov/Laws/Statutes/2025/197.502
- flsenate.gov/Laws/Statutes/2025/197.472
- pascotaxes.com/
- flsenate.gov/Laws/Statutes/2025/45.031
- flsenate.gov/Laws/Statutes/2025/201.02
- f.hubspotusercontent30.net/hubfs/2683382/Cheat%20Sheet%20-%20STANDARDS%20FOR%20WHO%20PAYS%
- westontitle.com/who-pays-for-title-insurance-in-pinellas-county-fl/
- redfin.com/city/18142/FL/Tampa/housing-market
Facts checked September 2026. Laws, deadlines and fees change, so confirm details with the county or a local attorney before you rely on them.
Selling a house for cash in Tampa Bay
Do you buy houses with hurricane or flood damage?
Yes. We buy storm- and flood-damaged houses as-is. Tell us what happened and where any insurance claim stands, and we’ll factor it in.
How long does foreclosure take in Florida?
Florida is a judicial foreclosure state, so the lender has to go through the courts. That usually takes longer than in non-judicial states, which gives you time to sell. Don’t wait for the sale date, though. The earlier you call, the more options you have.
My insurance was canceled. Can I still sell?
Yes. Because we pay cash, we don’t need a mortgage lender’s insurance requirements to close.
Who handles the closing?
A Florida title company or closing attorney handles the closing. We pay all of your closing costs.
How much time do I have before a foreclosure sale in Tampa Bay?
Florida foreclosures go through the circuit court, so the lender has to file a lawsuit and get a final judgment before any sale. The judgment sets the sale date. In Hillsborough, the Clerk runs those sales online every weekday at 10:00 a.m. Under Florida law you can redeem, meaning pay off what the judgment requires, until the clerk files the certificate of sale. Selling before the sale date can let you keep any equity instead of losing it at auction.
What happens if I fall behind on property taxes in Florida?
Taxes are due November 1 and become delinquent after April 1. The county Tax Collector then sells a tax certificate on your unpaid bill, and Hillsborough’s certificates can earn the investor up to 18% interest. You still own the house. But once two years have passed since April 1 of the year the certificate was issued, the holder can apply for a tax deed and the Clerk can auction the property. You can redeem until the tax deed is issued or the deed buyer pays in full.
I inherited a house here. Do I need full probate to sell it?
Not always. Florida’s summary administration is a shorter court process. For deaths on or after July 1, 2026, it is available when the non-exempt estate is $150,000 or less, or when the person has been dead more than two years. The limit was $75,000 before that date. Summary administration is still a court case, filed with the county Clerk, and many estates with a house go through a probate attorney. Once the court gives someone authority, the house can be sold.
Get your Tampa Bay cash offer today
Free, no obligation, and an answer within 24 hours.