Sell your fire-damaged house for cash
Rebuilding after a fire can take a year or more and cost more than the insurance pays. We buy fire-damaged houses exactly as they are, so you can take the cash and move forward.
- No cleanup or rebuilding
- Any level of damage
- We pay all closing costs
Get a cash offer for your house
Takes 30 seconds. No obligation.
Prefer to talk? (312) 818-3954
Rebuild, list, or sell as-is?
After a fire you usually have three paths. Here’s how they compare.
Rebuild with the insurance money
Can restore full value, but expect contractors, permits, inspections and months of carrying costs, plus gaps if the claim doesn’t cover everything.
List it with an agent
Fire-damaged houses are hard to finance, so most buyers can’t get a loan on them. That leaves investors, usually at a steep discount after fees.
Sell the land only
Sometimes an option after a total loss, but demolition and debris removal costs usually come out of your pocket first.
Sell to us as-is
We buy the house as it stands, smoke, soot, structural damage and all. You don’t clean, board up or rebuild. Get an offer →
How selling a fire-damaged house works
- Tell us what happened. Share what you know about the damage and where your insurance claim stands. No estimates needed.
- One short walkthrough. If it’s safe to enter, we look at the house. If not, we can work from the outside and your adjuster’s report.
- Get a cash offer within 24 hours. We price in the cleanup and rebuild so you don’t have to.
- Close on your date. In as little as 2–3 weeks. We work with your lender and insurance company on the payoff.
Good to know
- You can usually sell while an insurance claim is still open. Talk to your adjuster about how a sale affects any remaining payments.
- If you have a mortgage, your lender may be listed on the insurance check. We coordinate the payoff at closing.
- Cities often require a damaged house to be secured. Selling quickly can stop code fines from piling up.
- We buy houses with smoke, soot, water damage from firefighting, and structural damage.
Why sellers choose BAM
- 20+ years buying houses, 500+ purchased
- Fair cash offer within 24 hours, with the math explained
- No commissions or fees, and we pay all closing costs
- Close in as little as 2–3 weeks, or on your date
Common questions
Can I sell my house after a fire without fixing it?
Yes. We buy fire-damaged houses as-is. You don’t have to clean, board up, demolish or rebuild anything first.
Can I sell while my insurance claim is still open?
Usually, yes. Many sellers keep the insurance money they’ve received and sell the house as-is. How a sale affects any remaining payments depends on your policy, so check with your adjuster.
What if my mortgage lender is on the insurance check?
That’s common. The mortgage gets paid off from the sale at closing, and we work with your lender and the title company to sort out the details.
How do you price a fire-damaged house?
We start with what the house would be worth after repairs, then subtract the cost of cleanup, rebuilding and our costs to buy and resell. We walk you through the numbers.
How fast can we close?
In as little as 2–3 weeks, or later if you need time to deal with the insurance company or find a new place to live.
We buy houses in 30+ markets, including Houston, Dallas, Phoenix, Atlanta, Tampa Bay, Las Vegas and Chicagoland. See all markets →
Get your cash offer
Free, no obligation, within 24 hours. No repairs, no fees.