Sell your house fast in St. Augustine, FL
We buy houses in St. Augustine as-is, for cash. No repairs, no showings, no commissions, and we pay all closing costs. Get a fair offer within 24 hours and close on your date.
- Any condition, any situation
- We pay all closing costs
- Close in as little as 2–3 weeks
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What St. Augustine homeowners should know
St. Augustine is the St. Johns County seat and the oldest continuously occupied European-founded city in the U.S., about 40 miles south of downtown Jacksonville. The historic downtown and the Lincolnville Historic District have homes dating back over a century, many sitting close to the Matanzas River and low enough to flood during hurricanes and heavy rain. Davis Shores, on north Anastasia Island, has repeatedly dealt with both storm surge and routine tidal flooding, which pushed the city to add infrastructure like tide check valves. Away from the water, St. Johns County has grown fast with newer subdivisions and master-planned communities that carry HOA dues and, in some cases, CDD assessments. Homeowners insurance in flood-prone parts of St. Augustine has gotten more expensive and harder to find in recent years, and older homes downtown often need roof or wiring updates before an insurer will write a policy at all.
St. Augustine market snapshot, June 2026
39.0% of homes sold had a price drop
Data: Redfin, City of St. Augustine, June 2026.
Why St. Augustine owners sell as-is
Centuries-old homes in the historic core
Downtown St. Augustine and Lincolnville have homes that are well over a hundred years old, some predating modern building codes entirely. Original wiring, aging foundations and old roofing are common, and insuring one of these houses can require specialized coverage that costs more than a standard policy.
Flooding is location-specific but serious
Davis Shores and the low-lying blocks near the Matanzas and San Sebastian rivers have flooded repeatedly during hurricanes like Matthew and Irma, with several feet of water inside some homes. Properties in these areas usually require flood insurance, and repeated flood claims can make coverage harder to get.
HOA and CDD fees in newer communities
Away from the historic core, newer St. Johns County subdivisions like those near World Golf Village often carry both HOA dues and Community Development District assessments on the tax bill. For an owner trying to sell a property with those costs stacked up, it can be part of why they’re ready to move on.
Where we buy in St. Augustine
- Historic Downtown / Old City32084centuries-old homes near the Castillo and the bay
- Lincolnville32084historic district, homes near flood-prone Lake Maria Sanchez
- Davis Shores (North Anastasia Island)32080repeated tidal and storm surge flooding
- Vilano Beach32084barrier island, surge and overwash risk near the water
- St. Augustine Beach / South Anastasia Island32080beach cottages and condos
- St. Augustine South320861950s-1970s homes west of the historic core
- World Golf Village / newer west-side subdivisions320921990s-2000s master-planned communities with HOA/CDD
St. Johns County
Probate for St. Johns County is handled in the Seventh Judicial Circuit through the St. Johns County Clerk, which notes that an attorney is required for many probate cases. Foreclosure sales are held online at saintjohns.realforeclose.com on scheduled Thursdays at noon, and tax deed sales, once a tax certificate has gone two years without redemption, are held in person at noon at the Richard O. Watson Judicial Center in St. Augustine.
General information, not legal advice. See our Jacksonville county guide for more.
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Sold in 3 simple steps
Tell us about the house
Fill out the form or call. We’ll ask a few questions about the property and your timeline.
Get a fair cash offer
After a short walkthrough, you get a written offer within 24 hours, with the math explained.
Close on your date
Close in as little as 2–3 weeks through a local title or escrow company, or on the date you pick. We pay all of your closing costs.
Selling a house for cash in St. Augustine
My historic downtown home has flooded before. Can I sell it as-is?
Yes. A flood history doesn’t stop us from buying, and you don’t need to make repairs or have current flood insurance in place first. We take the flooding into account as part of our offer.
I’m behind on HOA or CDD fees in my St. Johns County subdivision. Does that stop a sale?
No. Past-due HOA and CDD charges are typically paid off from your proceeds at closing, similar to a mortgage payoff. Let us know the balance early so we can account for it in the offer.
Where do St. Johns County foreclosure and tax deed sales happen?
Foreclosure sales are held online at saintjohns.realforeclose.com, usually on scheduled Thursdays at noon. Tax deed sales, which happen after a tax certificate goes two years without redemption, are held in person at noon at the Richard O. Watson Judicial Center in St. Augustine.
Do I pay any fees or closing costs when I sell to BAM in St. Augustine?
No. There are no commissions or fees, and we pay all of the normal seller closing costs. The offer we make is the amount you walk away with, minus only what you owe, like a mortgage payoff or back taxes.
Sources for this page (7)
- redfin.com/city/16053/FL/St-Augustine/housing-market
- stjohnsclerk.com/courts/probate/
- stjohnsclerk.com/foreclosure/
- stjohnsclerk.com/foreclosure/tax-deeds-2/
- yourkeytostaugustine.com/hurricanes-and-flooding-in-st-augustine/
- en.wikipedia.org/wiki/Lincolnville_Historic_District
- flsenate.gov/Laws/Statutes/2025/197.472
Facts checked September 2026. Laws, deadlines and fees change, so confirm details with the county or a local attorney before you rely on them.
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