Sell your house fast in Katy, TX
We buy houses in Katy as-is, for cash. No repairs, no showings, no commissions, and we pay all closing costs. Get a fair offer within 24 hours and close on your date.
- Any condition, any situation
- We pay all closing costs
- Close in as little as 2–3 weeks
What Katy homeowners should know
Katy sits about 25 miles west of downtown Houston along I-10, and the city limits only cover the older core near Old Town Katy. Much of what people call Katy is unincorporated Harris and Fort Bend County with a Katy mailing address, filled with master-planned subdivisions like Cinco Ranch, Cane Island, Elyson and Grand Lakes built from the 1990s through today. Many of those newer communities carry a municipal utility district (MUD) tax on top of county, city and school taxes, which adds to a buyer’s monthly payment and needs to be explained clearly. Neighborhoods on the east side of the Katy area sit near the Addicks and Barker reservoirs, and some homes there flooded during Hurricane Harvey in 2017; Texas law requires sellers to disclose known flooding. Katy ISD’s strong reputation keeps demand steady even as the market has cooled somewhat.
Katy market snapshot, Three months ending August 2026
Data: Redfin, City of Katy, Three months ending August 2026.
Why Katy owners sell as-is
MUD taxes
Most Katy-area subdivisions built since the 1990s sit in a municipal utility district that issued bonds for water, sewer and drainage, then repays them through a separate line on the tax bill. Rates vary a lot by district and usually drop as bonds get paid down, so buyers and sellers both need the current MUD rate, not just the city and county rate, to understand the real tax bill.
Flooding near Addicks and Barker reservoirs
Parts of the Katy area sit near the two federal flood-control reservoirs on Houston’s west side. During Hurricane Harvey in 2017, water backing up behind the reservoirs flooded some upstream neighborhoods, and releases flooded some areas downstream. Texas sellers must disclose known flooding and flood insurance claims, which can affect how buyers value a house.
New construction competing with resale
Katy still has a lot of active new-home construction in communities like Cane Island and Elyson. Builders selling nearby lots compete directly with resale listings and can pull buyers away with incentives, so an older or dated home sometimes needs to compete on price or condition rather than location alone.
Where we buy in Katy
- Old Town Katy77493historic core near the rail depot, smaller older homes
- Cinco Ranch77450, 77494large master-planned community, MUD taxes
- Cane Island77493newer master-planned community west of Old Town
- Elyson77493newer master-planned community, MUD taxes
- Grand Lakes774941990s-2000s master-planned subdivision
- Seven Meadows774942000s subdivision near Cinco Ranch
- Kelliwood774501990s subdivisions near Houston’s Energy Corridor
- Green Trails774501990s-2000s family subdivisions
Harris County (the city also extends into Fort Bend and Waller counties)
Much of the Katy area sits in Harris County, where probate goes to the Harris County Probate Courts and foreclosure and delinquent-tax sales are held at the Bayou City Event Center. The Fort Bend County portion (including much of Cinco Ranch) instead uses the Fort Bend County Courts at Law for probate and holds foreclosure and constable tax sales at the Gus George Law Enforcement Academy in Richmond.
General information, not legal advice. See our Houston county guide for more.
“I lost my job and got behind on my mortgage… We closed in 9 days and I avoided foreclosure.”
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Sold in 3 simple steps
Tell us about the house
Fill out the form or call. We’ll ask a few questions about the property and your timeline.
Get a fair cash offer
After a short walkthrough, you get a written offer within 24 hours, with the math explained.
Close on your date
Close in as little as 2–3 weeks through a local title or escrow company, or on the date you pick. We pay all of your closing costs.
Selling a house for cash in Katy
Does my Katy house have a MUD tax, and does that scare off buyers?
If your home is in one of the newer subdivisions outside Old Town, it very likely sits in a municipal utility district with its own tax rate on top of county, city and school taxes. It doesn’t have to scare off buyers, but it does need to be disclosed and explained clearly, since it changes the real monthly cost of owning the home. A cash buyer factors the MUD rate into the offer rather than being surprised by it at closing.
My house flooded during Harvey. Do I have to tell a buyer?
Yes. The Texas seller’s disclosure notice asks whether you know of past flooding, whether you’re in a floodplain, and whether you’ve filed a flood insurance claim or received federal flood assistance. Being upfront about a Harvey flood, along with any repairs made since, helps a buyer trust the house and keeps a deal from falling apart during the option period or inspection.
Is Katy in Harris County or Fort Bend County for legal purposes like probate?
It depends on where the house sits. Parts of the Katy area, including much of the east and north side, are in Harris County, while much of Cinco Ranch and areas to the south are in Fort Bend County, and the far west reaches into Waller County. Since probate and foreclosure both run through the county where the property is located, confirm which county your address falls in before filing anything.
Do I pay any fees or closing costs when I sell to BAM in Katy?
No. There are no commissions or fees, and we pay all of the normal seller closing costs. The offer we make is the amount you walk away with, minus only what you owe, like a mortgage payoff or back taxes.
Sources for this page (5)
- redfin.com/city/9764/TX/Katy/housing-market
- communityimpact.com/houston/katy/environment/2021/09/27/katy-area-still-a-flood-risk-despi
- en.wikipedia.org/wiki/Katy,_Texas
- fortbendcountytx.gov/government/departments/constables/constable-precinct-1/property-sales
- probate.harriscountytx.gov/
Facts checked September 2026. Laws, deadlines and fees change, so confirm details with the county or a local attorney before you rely on them.
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