Sell your house fast in Schertz, TX
We buy houses in Schertz as-is, for cash. No repairs, no showings, no commissions, and we pay all closing costs. Get a fair offer within 24 hours and close on your date.
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What Schertz homeowners should know
Schertz sits about 20 miles northeast of downtown San Antonio, just off Interstate 35, and is one of the few Texas cities that spans three counties: Guadalupe, where the original town center sits, plus Bexar and Comal. The town started in 1875 as a stop on the Galveston, Harrisburg and San Antonio Railway, named for storekeeper Sebastian Schertz; low-lying land along Cibolo Creek led to an earlier name, Cut Off, after flooding repeatedly isolated the settlement. Growth stayed slow until the city incorporated in 1958, after which the population tripled within six years and kept climbing, especially from the late 1990s onward as San Antonio’s suburbs pushed outward along I-35. The 2020 census counted just over 42,000 residents. Older sections near the original Guadalupe County town center date to the mid-20th century, while most of the city’s growth, including many newer subdivisions with municipal utility district or public improvement district taxes, has come since the 1990s.
Schertz market snapshot, July 2026
Data: Redfin, City of Schertz, July 2026.
Why Schertz owners sell as-is
Three counties, three sets of rules
Schertz spans Guadalupe, Bexar and Comal counties, so which appraisal district, court and foreclosure sale location apply to a given property depends on exactly where it sits. That matters for anything involving probate, taxes or a foreclosure timeline, and it’s worth confirming which county a specific address falls in before assuming the process.
Cibolo Creek flooding history
Schertz was originally nicknamed Cut Off because Cibolo Creek flooding repeatedly isolated the settlement, and the creek has flooded the area more than once since. Texas sellers must disclose known flooding, floodplain status and any flood insurance claims, which matters most for homes near the creek and its tributaries.
MUD and PID taxes in newer subdivisions
Much of Schertz’s growth since the 1990s has come through master-planned subdivisions built on municipal utility districts or public improvement districts, which fund water, sewer, drainage and sometimes amenities and repay the cost through their own tax rate. That’s on top of county, city and school district taxes, so total tax bills vary a lot by subdivision.
Where we buy in Schertz
- Original Schertz town center78154older homes near the historic railroad townsite, Guadalupe County
- Scenic Hills78154established residential area
- Woodland Oaks78154established subdivision
- Northcliffe78154established subdivision
- Kensington Ranch / Reserve at Schertz78154newer subdivisions, may carry MUD or PID taxes
- Homestead78108subdivision on the city’s Comal County side
- The Crossvine78108newer master-planned community
- Cibolo Creek area78108, 78154low-lying land with a history of flooding
Guadalupe County (the city also extends into Bexar and Comal counties)
Schertz’s original town center sits in Guadalupe County, which has no stand-alone probate court; estate matters go through the Guadalupe County Courts at Law, with foreclosure sales generally held at the Guadalupe County Courthouse in Seguin. The city’s Bexar County portion instead follows Bexar County Probate Court and sales at the Bexar County Courthouse in San Antonio, and its Comal County portion follows Comal County Court at Law No. 1 or No. 2 and sales near the Comal County Courthouse in New Braunfels.
General information, not legal advice. See our San Antonio county guide for more.
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Tell us about the house
Fill out the form or call. We’ll ask a few questions about the property and your timeline.
Get a fair cash offer
After a short walkthrough, you get a written offer within 24 hours, with the math explained.
Close on your date
Close in as little as 2–3 weeks through a local title or escrow company, or on the date you pick. We pay all of your closing costs.
Selling a house for cash in Schertz
My Schertz house is on the Comal County side. Does that change anything about selling it?
It can change which appraisal district, court and foreclosure sale location apply, since Schertz spans Guadalupe, Bexar and Comal counties. It generally doesn’t change the mechanics of selling your house, but if you’re dealing with probate, back taxes or a pending foreclosure, it’s worth confirming which county your address falls in first.
Does my Schertz subdivision have a MUD or PID tax?
Many of the newer subdivisions built in Schertz since the 1990s carry a municipal utility district or public improvement district tax on top of county, city and school taxes, since these districts typically fund water, sewer and drainage infrastructure for new development. Check your specific subdivision’s current rate, since it varies from one to the next.
My house is near Cibolo Creek. Do I need to disclose flood history?
Yes. The Texas seller’s disclosure notice asks about known flooding, floodplain status and any flood insurance claims. Cibolo Creek has flooded the Schertz area historically, so being upfront about what you know helps the sale go smoothly and avoids problems during inspection.
Do I pay any fees or closing costs when I sell to BAM in Schertz?
No. There are no commissions or fees, and we pay all of the normal seller closing costs. The offer we make is the amount you walk away with, minus only what you owe, like a mortgage payoff or back taxes.
Sources for this page (6)
- redfin.com/city/16932/TX/Schertz/housing-market
- tshaonline.org/handbook/entries/schertz-tx
- en.wikipedia.org/wiki/Schertz,_Texas
- guadalupetx.gov/page/ccl.home
- comalcounty.gov/223/County-Court-at-Law-1
- bexar.org/3049/Probate-Courts
Facts checked September 2026. Laws, deadlines and fees change, so confirm details with the county or a local attorney before you rely on them.
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